Definition of terms:
Below, we define certain terms used in this policy: The words "Skymark", "we", "our", and "Business" are to mean Skymark Finance Corporation. The words "you" and "your" are to mean all of our customers.
Protection of your personal information:
We take great care to ensure that your information is kept safe from unauthorized access. We do not share your information in violation of any regulation or law. Skymark maintains strict physical, electronic and procedural safeguards that comply with applicable standards to guard your private personal information and to assist us in preventing unauthorized access to that information.
Why we collect personal information:
Skymark collects and uses personal information to approve manage and/or maintain your file with us, as well as offer you other products; programs or services that we believe may be of benefit to you. We may also use personal information for collection of account receivables and to communicate with you.
Types of information we collect:
We may ask for the following types of information: name address, contact information, identification, employment information, banking information and date of birth. We also collect information from any applications, consumer reporting agencies, by telephone, by mail, fax, and internet or from third parties that have your authority to disclose such personal information to us. We destroy information after it is no longer needed: Customer information that is no longer needed to manage your file is destroyed. We are required for certain legal, tax and accounting reasons to keep customer information for a period of time following the closing of an account with us. After this time period, we delete and or safely destroy all information about a former customer.
Your information and third parties:
We will not disclose information about you to anyone except as provided in this policy or as permitted by law. We may disclose your information to third parties if it is required to service your account; perform joint marketing; prevent unauthorized transactions; provide information to our funding partners; in anticipation of and in the course of an actual or potential sale of our business or assets, or possible reorganizations, consolidations, mergers or amalgamations; pursue collection accounts owed to us by you; or when required by law.
How to contact us:
For instructions on how you can access the personal information that Skymark has collected about you, or to make any changes or corrections to the information we have on file, or for any questions or complaints in regards to this policy, please send an email, along with your first and last name to firstname.lastname@example.org call us at 1-866-380-9979 or send a written request to the address below.
To protect your privacy and security, we will take reasonable steps to help verify your identity before granting access or making corrections.